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The financial disclosure checklist
Financial disclosure means exchanging a clear picture of assets, debts, income and pensions so both of you—and any adviser—can assess a fair settlement. Use this checklist to gather property, bank, pension and income evidence before a joint Advice Session or mediation.
What belongs on a disclosure checklist?
Property and mortgage figures, bank and investment balances, pension valuations, business interests, debts, and income evidence. Completeness matters more than polish—a good first draft is enough to start useful advice.
When should we complete disclosure?
Before a joint advice meeting or mediation, so numbers are shared and neither of you is guessing. Early, organised disclosure shortens the path to a consent order.
Frequently Asked Questions
Do we both have to disclose everything?
Yes. Full and honest disclosure from both of you is what makes any settlement advice — and a later consent order — reliable. Incomplete disclosure risks the agreement being challenged later.
What if we don't have every document yet?
Start with what you can gather. A clear first draft of property, bank, pension and income evidence is enough to begin useful advice; missing items can be chased once you know what matters most.
Is disclosure only for court?
No. Organised disclosure helps whether you are heading into joint advice, mediation, or a consent order. Sharing numbers early stops guesswork and shortens the path to a fair settlement.